AAU FinTech Lab - About

From Digital Disruption to Dominance

The AAU FinTech Lab is a registered research unit converting FinTech scholarship into national digital finance reform, student capability, policy adoption, and emerging-market innovation.

Research-to-ReformFinTechJordan
Project Identity
Institutional Model
A registered research unit
The Lab ensures that scholarship reshapes how an Arab economy adopts financial technology through research, partnerships, policy sessions, and student innovation.
Strategic Focus
Digital finance capability
The Lab addresses the gap between FinTech as policy ambition and FinTech as lived capability across SMEs, banks, regulators, students, and the wider financial sector.
Core Research Profile
32
Peer-reviewed papers, 2025
15.7×
Mean FWCI
12
Top 10% papers
631
Total citations
Research Strands
Strand 01
Banking Digital Transformation in Jordan
Research on digital transformation strategy disclosure, FinTech disclosure, cybersecurity disclosure, corporate reporting, and governance practices within Jordanian banks, with a focus on how emerging technologies shape transparency, innovation, and institutional transformation.
Strand 02
FinTech Adoption in Emerging Markets
User behaviour, trust dynamics, e-wallets, Buy Now Pay Later, cryptocurrency, and macroeconomic FinTech drivers.
Strand 03
AI, Sustainability, and Green Finance
Machine learning in FinTech, ESG integration, corporate governance, audit, and assurance implications of AI adoption.
Excellence Gate Summary
The Lab converts research into capability, capability into policy, and policy into societal change through a transferable model for emerging economies.